NASSAU SALES NEWS
Effective October 1, 2025, the guaranteed, up-front premium bonus for Nassau Bonus Annuity Plus® will increase to 21% for issue ages 0–80 in all states.1
What’s Increasing
- Group A States: Bonus increases from 18% to 21%— a 3-percentage point boost
- Group B States: Bonus increases from 16% to 21%— a 5-percentage point boost
What’s Staying the Same
- For issue ages 81–85, the premium bonus remains unchanged at 15% in all states.
Important Details: The Vested Bonus Percent on Surrender and Death schedules have been updated. If the oldest contract owner is age 81 or older at issue, the contract will be issued with the Group B States surrender charge schedule, bonus vesting schedule, crediting rates and product features.
Transition Rules
NBA+ applications that are:
- Issued on or before 9/30/2025 will receive the old premium bonus rates, and the old bonus vesting schedules on surrender and death will apply.
- Issued on or after 10/1/2025 will receive the new premium bonus rates, and the new bonus vesting schedules on surrender and death will apply.
-
- For any business pending as of 9/30/2025, a Product Change Acknowledgment Form is required to be signed by the producer acknowledging that they have informed the client about the product changes.
More About NBA+
Nassau Bonus Annuity Plus helps increase retirement savings with our highest premium bonus and competitive total accumulation potential. It includes powerful growth options as well as enhanced control over savings. Watch our consumer-approved case study videos to learn more about how Nassau Bonus Annuity Plus can help address key retiree concerns like outliving their savings, market volatility, inflation, and liquidity. Each presents an overview of the product, as well as how its features can impact retirees in real ways.
Disclosures
- Bonus is not available for immediate withdrawal and the bonus amount and associated earnings are subject to a vesting schedule. The bonus amount and vesting rate may vary by age and state. Nassau Bonus AnnuityPlus includes an Enhanced Benefit Fee equal to 0.95% of the contract value, payable at the end of each contract year during the surrender charge period. Bonus products are not intended to meet short-term financial goals. Products offering a bonus may offer less favorable credited interest rates, participation, and cap rates than products not offering a bonus.
For Producer Use Only. Not for distribution to the public.
Products, rider options and other features are subject to state availability. Actual product details, including all terms and conditions that apply, are contained in the annuity contract. Product sales must be appropriate based on a comprehensive evaluation of the customer’s financial situation, insurance needs, and objectives. Guarantees are based on the claims-paying ability of the issuing company. Nassau reserves the right to revise, add, or change indexed accounts and declared rates at any time.
Nassau, its affiliated companies, and employees do not give fiduciary, legal or tax advice.
Nassau Bonus Annuity Plus (23FIA4, ICC23FIA4) is issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in ME and NY, but that is subject to change. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.
BPD42311
Insurance Products: NOT FDIC or NCUAA Insured | NO Bank or Credit Union Guarantee.
Recent Comments