We’re excited to announce that Nassau Income Accelerator (NIA) fixed indexed annuity is now available for sale in the state of Hawaii. Hawaii will be a Group A state for surrender charge schedules and crediting rates for new business. Updated marketing materials, applications, and forms are available now.

Help Clients Retire on Their Terms with NIA

Help Maximize Social Security and Optimize Total Retirement Income
The Flex-Forward Income Benefit^SM rider includes our most flexible guaranteed income options to complement the specific income needs of your clients. At the time of exercise (not issue!), clients can choose to take higher income payments for a set amount of time up to eight years in exchange for lower income payments afterwards.² It also includes a 10% Income Benefit Base bonus, plus 10% simple interest roll ups that increase the Income Benefit Base annually for up to ten years.³

Guaranteed, Steady Lifetime Income Options
With the Income Horizon guaranteed minimum withdrawal benefit rider options, clients can receive level income for life to fit their unique retirement timeline. They also include a 10% Income Benefit Base bonus, plus 10% simple interest roll ups that increase the Income Benefit Base annually for up to ten years.³

Growth Potential
Clients can capture upside market performance with 13 indexed accounts that may credit interest when the index experiences positive growth.⁴

Principal Protection
Help clients benefit from the growth of the market while protecting their hard-earned dollars from market downturns.

10% Free Withdrawals Annually
Address liquidity needs with flexible access to funds.

Important Disclosures

1) Nassau Life and Annuity Company, Nassau Income Accelerator and the Flex-Forward Income Benefit rider are NOT connected with, recommended, or endorsed by any governmental program, agency, or entity, including the Social Security Administration.

2) The Flex-Forward Income Benefit rider is only available to issue ages 50-70 of youngest covered person. The youngest covered person must be age 70 or below when the rider is exercised to be eligible for the Early Income Feature. If the rider is exercised at age 71 or older, payments will be set at the Lifetime Income Amount. See the Rider Disclosure for additional information. If the client exercises their rider and starts taking Early Income Amount payments before the youngest Covered Person turns 59½, they may be subject to tax penalties. Please be sure to encourage your clients to discuss their situation with a tax advisor prior to exercising their rider.

3) A rider is required to be elected at the time of application. Each rider includes an annual fee equal to 0.95% of the Income Benefit Base. As the Benefit Base grows, so will the amount of the fee. The Benefit Base is only used to determine income rider benefits and fees. It is not available for withdrawal and is not a guarantee of contract value. The Benefit Base stops growing once the rider is exercised.

4) Growth is not guaranteed. If the sum of fees (including strategy and rider fees) exceeds the amount of interest and index credits, the client will experience a loss of principal. See the Product Disclosure for additional information.

For Producer Use Only. Not for distribution to the public.

Products, rider options and other features are subject to state availability. Actual product details, including all terms and conditions that apply, are contained in the annuity contract. Product sales must be appropriate based on a comprehensive evaluation of the customer’s financial situation, insurance needs, and objectives. Guarantees are based on the claims-paying ability of the issuing company. 

Nassau, its affiliated companies, and employees do not give fiduciary, legal or tax advice.

Nassau Income Accelerator (19FIA, ICC19EIAN, 19ISN, 19GLWB2, 22GLWB, 22GLWB1.1, 23GLWB2.1, ICC22GLWB1.1, ICC23GLWB2.1, et al.) is issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in ME and NY, but that is subject to change. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.

Insurance Products: NOT FDIC or NCUAA Insured | NO Bank or Credit Union Guarantee.

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