Beginning September 12, 2022, we’re excited to announce annual benefit amount (ABA) increases to the income riders of select fixed indexed annuity (FIA) products. Want to learn more? Register for our Sept. 13 webinar!

Transition Rules

1. Signed and dated on or before 9/11/2022 will receive the old ABA rates. This includes all applications that are currently pending.
2. Signed and dated on or after 9/12/2022 will receive the new ABA rates.

Nassau Personal Income Annuity

Income Benefit Client Scenarios¹

Income Strategy: Tomorrow

Nassau Personal Protection Choice

Income Benefit Client Scenarios¹

Income Strategy: Tomorrow with Care & Family Protection

Nassau Growth Annuity

Important Details

*Increase based on Nassau product analysis using current rates, subject to change. Actual ABA percentages vary by state availability, age, wait, coverage option, and rider combo. Nassau Personal Protection Choice’s Care Protection benefit is not available in California.

**For Amplified Income with RIO and Amplified Income Plus with RIO only.

1) Annual benefit amounts effective September 12, 2022, subject to change. Assumptions: $100,000 premium, single option, no prior withdrawals taken. These are hypothetical examples and are not a promise or projection of future returns. Annual guaranteed income benefit is determined by multiplying the Benefit Base by a withdrawal factor at rider exercise. For Nassau Personal Income Annuity, the Income Strategy rider involves an annual fee of 0.95% of the Income Benefit Base, deducted from the contract value and subject to change. For Nassau Personal Protection Choice, the fee for Income, Care and Family Protection is 1.15% of the Income Benefit Base, deducted from the contract value and subject to change.

2) Amplified Income with RIO and Amplified Income Plus with RIO are only available for issue ages 80 and below. On each contract anniversary 150% of the contract’s growth, net of strategy fees, will be added to the Benefit Base. Roll-ups end after 15 years. The Benefit Base is a calculated value used only to determine rider benefits and fees. It does not guarantee contract value and is not available for withdrawal. Riders involve an additional fee that is based on a percentage of the Benefit Base and is deducted annually from the contract’s accumulation value. For Amplified Income with RIO, the fee is 0.25%. For Amplified Income Plus with RIO, the fee is 0.95%. See Product and Rider Disclosures for more information.

Disclosures

For Producer Use Only. Not for use in solicitation or advertising to the Public.

Product features, rider options and availability may vary by state. Actual product details, including all terms and conditions that apply, are contained in the annuity contract. Product sales must be appropriate based on a comprehensive evaluation of the customer’s financial situation, needs, and objectives. Lifetime payments and guarantees are based on the claims-paying ability of the issuing company. Nassau reserves the right to revise declared rates at any time.

Nassau Growth Annuity (19FIA3, ICC19FIA3, 19GLWB3, 19ECH), Nassau Personal Income Annuity (19FIA, ICC19EIAN, 19ISN, 19GLWB2), and Nassau Personal Protection Choice (19FIA, ICC19EIAN, 19RN, 19GLWB2,19GMDB-S.1, 19EWB) single premium fixed indexed annuities are issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in MA, ME and NY, but that is subject to change. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.

Insurance Products: NOT FDIC or NCUAA Insured | NO Bank or Credit Union Guarantee

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