At Nassau, we strive to make your experience submitting new business with us as easy and efficient as possible. This September 30, we will launch a series of digital enhancements to help you submit your business, your way—including enhancements to our eApp.

Watch Ericka Krueger, business systems analyst, review eApp enhancements.

Disclosures

For Producer Use Only. Not for use in solicitation or advertising to the Public.

Product features, rider options and availability may vary by state. Actual product details, including all terms and conditions that apply, are contained in the annuity contract. Product sales must be appropriate based on a comprehensive evaluation of the customer’s financial situation, needs, and objectives. Lifetime payments and guarantees are based on the claims-paying ability of the issuing company. 

Nassau Annuities are issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in MA, ME and NY, but that is subject to change. In New York, Nassau MYAnnuity 5X (Form17IMGA) single premium deferred fixed annuities are issued by Nassau Life Insurance Company (East Greenbush, NY). Nassau Life and Annuity Company and Nassau Life Insurance Company are subsidiaries of Nassau Financial Group. The insurers are separate entities and each is responsible only for its own financial condition and contractual obligations.

Insurance Products: NOT FDIC or NCUAA Insured | NO Bank or Credit Union Guarantee

BPD#41089

© 2022 Nassau

Beginning September 12, 2022, we’re excited to announce annual benefit amount (ABA) increases to the income riders of select fixed indexed annuity (FIA) products. Want to learn more? Register for our Sept. 13 webinar!

Transition Rules

1. Signed and dated on or before 9/11/2022 will receive the old ABA rates. This includes all applications that are currently pending.
2. Signed and dated on or after 9/12/2022 will receive the new ABA rates.

Nassau Personal Income Annuity

Income Benefit Client Scenarios¹

Income Strategy: Tomorrow

Nassau Personal Protection Choice

Income Benefit Client Scenarios¹

Income Strategy: Tomorrow with Care & Family Protection

Nassau Growth Annuity

Important Details

*Increase based on Nassau product analysis using current rates, subject to change. Actual ABA percentages vary by state availability, age, wait, coverage option, and rider combo. Nassau Personal Protection Choice’s Care Protection benefit is not available in California.

**For Amplified Income with RIO and Amplified Income Plus with RIO only.

1) Annual benefit amounts effective September 12, 2022, subject to change. Assumptions: $100,000 premium, single option, no prior withdrawals taken. These are hypothetical examples and are not a promise or projection of future returns. Annual guaranteed income benefit is determined by multiplying the Benefit Base by a withdrawal factor at rider exercise. For Nassau Personal Income Annuity, the Income Strategy rider involves an annual fee of 0.95% of the Income Benefit Base, deducted from the contract value and subject to change. For Nassau Personal Protection Choice, the fee for Income, Care and Family Protection is 1.15% of the Income Benefit Base, deducted from the contract value and subject to change.

2) Amplified Income with RIO and Amplified Income Plus with RIO are only available for issue ages 80 and below. On each contract anniversary 150% of the contract’s growth, net of strategy fees, will be added to the Benefit Base. Roll-ups end after 15 years. The Benefit Base is a calculated value used only to determine rider benefits and fees. It does not guarantee contract value and is not available for withdrawal. Riders involve an additional fee that is based on a percentage of the Benefit Base and is deducted annually from the contract’s accumulation value. For Amplified Income with RIO, the fee is 0.25%. For Amplified Income Plus with RIO, the fee is 0.95%. See Product and Rider Disclosures for more information.

Disclosures

For Producer Use Only. Not for use in solicitation or advertising to the Public.

Product features, rider options and availability may vary by state. Actual product details, including all terms and conditions that apply, are contained in the annuity contract. Product sales must be appropriate based on a comprehensive evaluation of the customer’s financial situation, needs, and objectives. Lifetime payments and guarantees are based on the claims-paying ability of the issuing company. Nassau reserves the right to revise declared rates at any time.

Nassau Growth Annuity (19FIA3, ICC19FIA3, 19GLWB3, 19ECH), Nassau Personal Income Annuity (19FIA, ICC19EIAN, 19ISN, 19GLWB2), and Nassau Personal Protection Choice (19FIA, ICC19EIAN, 19RN, 19GLWB2,19GMDB-S.1, 19EWB) single premium fixed indexed annuities are issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in MA, ME and NY, but that is subject to change. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.

Insurance Products: NOT FDIC or NCUAA Insured | NO Bank or Credit Union Guarantee

BPD#41080

Nassau provides appointed producers with a library of marketing materials that are approved for use with clients. All materials not produced by Nassau that mention our name, products or services in any way must be approved by Nassau’s Compliance Department before use, including marketing, advertising, training, or other materials. Failure to comply with this requirement may result in the termination of your right to sell Nassau products.

We appreciate your continued efforts to help Nassau comply with regulatory requirements.

Disclosures

For Producer Use Only. Not for distribution to the public.

Annuities are issued by Nassau Life and Annuity Company (Hartford, CT) except in New York where annuities are issued by Nassau Life Insurance Company (East Greenbush, NY). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Medicare Supplement insurance is offered by Nassau Life Insurance Company of Kansas (Overland Park, KS). Products may not be available in all areas and are subject to state approval. Nassau Life and Annuity Company, Nassau Life Insurance Company and Nassau Life Insurance Company of Kansas are subsidiaries of Nassau Financial Group. The insurers are separate entities and each is responsible only for its own financial condition and contractual obligations. BPD41073

Insurance Products: NOT FDIC or NCUAA Insured | NO Bank or Credit Union Guarantee

Increased Nassau Growth Annuity® Rates For All Contracts

Effective Sept. 1, we are raising rates for all indexed accounts available with Nassau Growth Annuity 7- and 10-year (9 years in CA) surrender charge schedule contracts.¹

Rates for our other fixed indexed annuities and multi-year guarantee annuities are unchanged.

Our Strong MYGA Rates Remain Consistent

We continue to offer competitive multi-year guarantee annuity rates across 4-, 5-, 6- and 7-year durations, offering your clients a range of options and potential laddering strategies for their retirement savings.

Nassau MYAnnuity® 5X in New York is also now eligible for Traditional IRAs as premium payment options.²

Find Out More

Specific product rates are available by clicking the links below.

Nassau Growth Annuity
Nassau Personal Income Annuity
Nassau Personal Protection Choice
Nassau Personal Retirement Choice
Nassau MYAnnuity 5X/7X
Nassau Simple Annuity

Feel free to bookmark our Annuity Rates Page to reference the current month’s rates and check back anytime. For questions, please call us at 888-794-4447 (option 1) or contact us online.

Best regards,

The Annuity Sales Desk
888-794-4447
nfg.com/contact-service.html

Important Details & Disclosures

1. Rates effective September 1, 2022 on contracts with 10-year surrender charge schedule in Group A states only. Indexed account credits are based on a cap, participation or enhanced participation rate set at the beginning of each indexed account segment and subject to change for future segments. For indexed accounts with enhanced participation rates, currently a 1.00% annual strategy fee applies in each year of the index term (subject to change). Dividend payments and distributions are not received from any index. While the value of each indexed account is affected by the value of an outside index, the contract does not directly participate in any stock, bond or equity investment. We may change, add or eliminate indexed accounts. Multi-year accounts are not available in New Hampshire. Other state variations may apply. Fixed accounts are available for a 1-year segment duration and rates are subject to change at the beginning of each new segment.

2. Nonqualified funds and Traditional IRAs only in NY. Roth, SEP, or SIMPLE IRAs are not approved.

3. Clients have a choice of 10% Free Withdrawal Amount or No Free Withdrawal Amount. Election must be made at issue. Rates shown are for contracts with no free withdrawals and are different for contracts with 10% free withdrawals. New rates are posted here, effective September 1, 2022, and subject to change. Rates not applicable to contracts in NY.

4. Rates shown include 5% Free Withdrawal Amount. New rates are posted here, effective September 1, 2022, and subject to change.

5. Clients have a choice of 10% Free Withdrawal Amount or No Free Withdrawal Amount. Election must be made at issue. Rates shown are for contracts with no free withdrawals and are different for contracts with 10% free withdrawals. New rates are posted here, effective September 1, 2022, and subject to change.

Nasdaq® and Nasdaq-100® are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Nassau. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).

The “S&P 500 Index” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Nassau Life and Annuity Company and its affiliates (collectively, “Nassau”). Standard & Poor’s®, S&P 500® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed and sublicensed for use by SPDJI and Nassau, respectively. Nassau products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

For Producer Use Only. Not for use with the general public or consumers as sales literature.

Product features, rider options, and availability may vary by state. Product sales must be appropriate based on a comprehensive evaluation of the customer’s financial situation, needs, and objectives. Guarantees are based on the claims-paying ability of the issuing company. Nassau does not provide financial, investment or tax advice or act as a fiduciary in the sale or service of its products. Nassau reserves the right to revise declared rates at any time.

Insurance Products: NOT FDIC or NCUAA Insured | NO Bank or Credit Union Guarantee.

Nassau Growth Annuity (19FIA3, ICC19FIA3), Nassau Personal Income Annuity (ICC19EIAN,19FIA and19ISN), Nassau Personal Protection Choice (ICC19EIAN, 19FIA and 19RN), and Nassau Personal Retirement Choice (19FIA, ICC19EIAN, 19ISB) single premium deferred fixed indexed annuities, and Nassau MYAnnuity 5X/7X (ICC18IFDAP, 18IFDAP) and Nassau Simple Annuity (18FADTCP and ICC18FADTCP) single premium deferred fixed annuities are issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in MA, ME and NY, but that is subject to change. In New York, Nassau MYAnnuity 5X (Form17IMGA) single premium deferred fixed annuities are issued by Nassau Life Insurance Company (East Greenbush, NY). Nassau Life and Annuity Company and Nassau Life Insurance Company are subsidiaries of Nassau Financial Group. The insurers are separate entities and each is responsible only for its own financial condition and contractual obligations.

BPD41069